At More than Average Consulting (“MTA Consulting,” “we,” “our,” or “us”), we respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you interact with us through our website, client portal, services, and communications.

1. Information We Collect

Personal Information

• - Name, email address, phone number, mailing address

• - Business details (company name, size, industry, financial data you share)

• - Billing and payment information

Non-Personal Information

• - Browser type, device type, operating system

• - Website usage data (pages visited, time on site, referral links)

2. How We Use Your Information

• - Provide and improve our consulting, bookkeeping, and management services

• - Set up and manage your client portal

• - Communicate with you about your account, services, and updates

• - Process payments and manage billing

• - Send you newsletters, resources, and promotional materials (you may opt out anytime)

• - Comply with legal, tax, and regulatory obligations

3. How We Share Your Information

We do not sell or rent your personal information. We may share information with trusted third parties in the following cases:

• - Service Providers: To assist with operations such as payment processing, hosting, email delivery, and data storage

• - Business Partners: If you engage with one of our recommended partners (e.g., marketing, web design), with your permission

• - Legal Obligations: If required to comply with applicable laws, regulations, or legal processes

• - Business Transfers: In the event of a merger, acquisition, or sale of company assets

4. Data Security

We use reasonable administrative, technical, and physical safeguards to protect your information. However, no system is 100% secure, and we cannot guarantee absolute protection of your data.

5. Data Retention

We keep your information only as long as necessary to provide services, comply with legal obligations, resolve disputes, and enforce agreements.

6. Your Rights & Choices

Depending on where you live, you may have the right to:

• - Access, correct, or delete your personal information

• - Restrict or object to certain processing activities

• - Request a copy of your data in a portable format

• - Opt out of marketing communications at any time

To exercise these rights, contact us at info@mtaverage.com.

7. Cookies & Tracking

Our website may use cookies and similar tracking technologies to improve your browsing experience and analyze site traffic. You can control cookies through your browser settings.

8. Third-Party Links

Our website and client portal may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites.

9. Children’s Privacy

Our services are not directed to individuals under 18, and we do not knowingly collect personal information from minors.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on our website with a revised effective date.

11. Contact Us

If you have questions about this Privacy Policy or how we handle your information, please contact us:

More than Average Consulting

Email: info@mtaverage.com

Effective Date: 9/26/25